It’s worth it? Essential applications against loss of money

Seeing a charge for a streaming service that you forgot you even subscribed to is a special kind of frustration.

This is likely to happen if you sign up for free trials but never set a reminder to cancel before you’re charged. Here are the simple steps to prevent this from happening again.

Of course, an extra hustle can help you pay for Netflix, Spotify, and everything else. Do you have a bunch of treasures lying around that you know you should sell? We put together a comprehensive guide to starting your own online reselling business.

Bringing cash is great, but stop spending so much on app subscriptions. That is how.

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What is your money worth?

The short answer: it depends on what you care about. Hate seeing or hearing ads? Do you value your privacy enough to pay a premium? Do you have a job or hobby that requires specialized software?

Here’s a quick list to get you thinking. Not all of these are right for everyone, and you may decide you don’t want to pay for any app.

• Music, streaming and entertainment: I pay for Apple Music because I like the variety of genres. You may need some streaming services to watch your shows, and even YouTube might be worth looking at if you don’t want to see ads.
• Creative tools and software: It is often needed for editing videos or photos, creating digital works, editing grammar for professional writing, and more.
• Security applications and utilities: You may need to pay for antivirus software, a VPN, a password manager, or others.
• Productivity: Task managers, calendar apps, project management tools, and similar apps fall into this category.
• Health & Beauty: Depending on your lifestyle and goals, it might be worth paying for a specialized fitness, meditation, or nutrition app.
• Education and learning: Language lessons, professional and personal development and others often cost after a free trial.

Ultimately, it all comes down to the quality of the app, the value it adds to your life, and your preferences. There is almost always a free version of any app you want.

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That No it’s worth it?

This is also subjective, but some rules apply to almost everyone.

• Don’t pay for a third-party app if your phone already has a built-in feature. The caveat is that the paid app does this in a better way to make it worthwhile for you. But a paid flashlight, QR code, or PDF reader? No way.
• File and storage managers are often crap that just eat up more space. The Google Files app is great for cleaning junk on an Android and Apple does it automatically.
• Paying for a couple of versions of similar software is a waste of money.
• Don’t jump on the bandwagon and pay for any viral app that everyone else uses to take AI photos or something else.
• Are you paying for an app you never use? Give yourself a week. If you still don’t open it, cancel. You can always re-register.

DO YOU HAVE A SPY ON YOUR PHONE? TAKE STEPS NOW!

How to find all the apps you pay for

To check which subscriptions you’re paying for in the Apple App Store:

• Open the settings appthen play Your name.
• Tap subscriptions > Choose the subscription want.
• Tap Cancel subscription. (You may need to scroll down.) If there is no cancel button, the subscription is already cancelled.

How to find your paid subscriptions for Android:

• Open the settings app > Google.
• Select Manage your Google account.
• At the top, tap Payments and subscriptions.
• Tap Manage Subscriptions. Click an item to see more details and cancel.

iPhone apps. (Photo by Jakub Porzycki/NurPhoto via Getty Images)

Find anything else you’re paying for

It’s also worth checking your bank statements for unusual or ongoing charges that you don’t recognize. You might identify a Hulu or Netflix subscription or some app purchases you forgot.

You can get bank statements from your online banking portal, and it’s a good idea to review them at least once a month. Print your statements and review the charges line by line. If you find something you want to cancel, please contact the company immediately to close the account. Otherwise, you may end up paying for another month of useless services due to the cancellation terms associated with your account.

Give your email a quick check, too. It’s common for receipts for purchases in progress to arrive in your inbox, and they don’t always show up in your main email folder either. You should also check your spam or trash folders.

An app can do it for you

Sounds like too much work? For a fee, some companies will handle the entire process for you. I used Rocket Money, a podcast sponsor, and saved about $450 in about 5 minutes. (I was not paid to include them here.)

Photo of someone accessing their Netflix account after the subscription service cracked down on password sharing. (FoxNews)

Keep your tech savvy up and running

My popular podcast is called “Kim Komando Today”. That’s a solid 30 minutes of tech news, tips, and callers with tech questions just like you from around the country. Look it up wherever you get your podcasts. For your convenience, please hit the link below to view a recent episode.

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Also, is your information safe with Amazon Clinic? I tell you why it’s a privacy no-go. Also, I give my advice to a real estate agent dealing with an influx of unwanted calls. A sneaky USPS employment scam, big dreams for Zuck’s dead metaverse, and five ways to spot scam websites that look legitimate.

Check out my “Kim Komando Today” podcast on Apple, Google Podcasts, Spotify, or your favorite podcast player.

Listen to the podcast here or wherever you get your podcasts. Just look up my last name, “Komando.”

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